Recent Episodes
118: The Math Proving Whole Life Insurance Returns
Out of all the misunderstandings about whole life insurance, the idea that it gets a "terrible rate of return" is probably the most common. But is it true?
117: The Financial Planning Bubble
A financial mania is when everyone is clamoring to buy the same thing at the same time at any price. Isn't that exactly what the typical financial planning advice has us do? Just about everyone you know is, right now …
116: How Whole Life Insurance is Predictable and Flexible
Certainty has a true economic value, and the predictability of a whole life premium over decades is a true financial boon. Tune in to learn all about it!
115: Infinite Banking For Every Stage of Life
We talk about IBC in our 20s, 30s, 40s, 50s, 60s, and 70s and beyond. It's not called "Whole Life" insurance for nothing! Tune in...
114: What is a Premium Deposit Fund?
If you've ever wondered about one of the ways to pay for whole life insurance with a single lump sum, tune in to this short and sweet episode for everything you need to know about premium deposit funds.
113: What Term Insurance REALLY Costs You
When comparing term insurance costs to whole life insurance, you can't use grade school math and add up the premiums paid over time. With money, we must use financial math to account for the time variable. When we do that, …
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About the Hosts
John Montoya
Show Host
John Montoya, founder of JLM Wealth Strategies, began his career in financial services in 1998 and is both an Authorized IBC® and Bank on Yourself® professional licensed nationwide.
John Perrings
Show Host
John Perrings started StackedLife Financial Strategies after a 20-year career in the startup world of Silicon Valley where he specialized in data center real estate, finance, and construction. John is an Authorized Infinite Banking® professional and works nationwide.