Cash Value Episodes

Out of all the misunderstandings about whole life insurance, the idea that it gets a "terrible rate of return" is probably the most common. But is it true?

Certainty has a true economic value, and the predictability of a whole life premium over decades is a true financial boon. Tune in to learn all about it!

In this episode, we'll discuss how IBC positively affects every stage of life, from your first job and accumulation to retirement and transferring a financial legacy.

In episode 88 of the Strategic Whole Life podcast, we talk about the (mostly bad) advice some people get to max out the loan provision immediately after buying a whole life insurance policy. This not only creates several risks, but …

Payment duration is a hotly debated topic amongst life insurance agents and there is a lot of confusing, contradictory advice out there. Today, we are going to weigh in on the matter and help explain these policy design approaches and …

The “Catch Up Provision” in the PUA rider of many whole life policies allows you to catch up with missed PUA premium from prior years. This is a critical feature with whole life insurance and, more broadly, Infinite Banking.

A question we are often asked by new clients, just starting their IBC journey is "how much should I fund a policy?" Or "How much does it cost?" The real question should be: "How much do you want to save?"

Real estate investors, more than others, perhaps, have difficulty getting comfortable with the capitalization period of a whole life insurance policy. In this episode, we discuss this in detail and walk through a 30-year mode...

If you're really wanting to better understand Infinite Banking, this is an important episode for you to bookmark and re-visit even in the future. In this episode we discuss Guaranteed and Non-Guaranteed Cash Values and why ea...

In this week's episode we discuss how the IBC strategy brings about unrivaled liquidity and diversification to an overall financial plan. Sadly, most people think their financial plan are liquid and that their plan is fully d...