PUA Rider Episodes

April 11, 2023

IBC Principles for Whole Life Insurance PUA Riders

Most people think PUA = Cash value. And while it can look this way in an illustration, that's not exactly true. In this episode, we'll discuss the often misunderstood PUA rider, base-to-PUA premium ratios, and how designing policies with PUA …

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March 19, 2023

What is an "IBC Style" Whole Life Insurance Policy?

There is a ton of information about Infinite Banking out there and opinions about "correctly-designed" policies probably top the list. We want to help you cut through the noise and help you understand what an "IBC Style" policy should be.

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Feb. 17, 2023

Showdown: Short Pay vs. Long Pay Whole Life Policies

Payment duration is a hotly debated topic amongst life insurance agents and there is a lot of confusing, contradictory advice out there. Today, we are going to weigh in on the matter and help explain these policy design approaches and …

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Nov. 12, 2022

The Catch Up Provision of a Whole Life Insurance Policy

The “Catch Up Provision” in the PUA rider of many whole life policies allows you to catch up with missed PUA premium from prior years. This is a critical feature with whole life insurance and, more broadly, Infinite Banking.

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