IBC Principles Episodes

In this episode, we are honored to be joined by David Stearns, Director of the Nelson Nash Institute (NNI). The NNI was started by R. Nelson Nash, the founder and creator of The Infinite Banking Concept ™. Lean more about …

In this profound episode, we journey into the very heart(!) of The Infinite Banking Concept (IBC) to explore not just the 'how', but, more importantly, the 'why'. Implementing IBC isn't just about buying a whole life insurance policy—it's about taking …

You may ask yourself, "Am I ready to become my own banker?" To help answer this question, we'll use the old adage: "The best time to plant a tree was 30 years ago. The second-best time is today." With the …

Like everything else in life, when it comes to buying life insurance, there are optimal ways to evaluate your choices and suboptimal ways. In this episode, we address the fact that to optimally buy life insurance; we must understand that …

Real estate investors are familiar with the idea of a 1031 exchange that allows them to exchange like-for-like value from one real estate asset to another without paying capital gains tax. Similarly, you can exchange permanent life insurance polices using …

Most people think PUA = Cash value. And while it can look this way in an illustration, that's not exactly true. In this episode, we'll discuss the often misunderstood PUA rider, base-to-PUA premium ratios, and how designing policies with PUA …

One of the biggest financial problem we all face comes straight from the book, Becoming Your Own Banker; Parkinson's Law. "A luxury, once enjoyed, becomes a necessity." In financial parlance, this means expenses tend to rise along with our income. …

There is a ton of information about Infinite Banking out there and opinions about "correctly-designed" policies probably top the list. We want to help you cut through the noise and help you understand what an "IBC Style" policy should be.

In his book, Becoming Your Own Banker, Nelson Nash did something very special to help readers gain a deeper understanding of the importance of capital formation. Rather than discuss money directly, he talked about it through the example of a …

Payment duration is a hotly debated topic amongst life insurance agents and there is a lot of confusing, contradictory advice out there. Today, we are going to weigh in on the matter and help explain these policy design approaches and …

As a business owner, Kelly started IBC as a way to be more efficient with her cash flow. Little did she know that, years later, the living benefits of whole life insurance would literally save her life.

This week, we tackle a listener question: “Will the traditional rules of finance hold strong or will the rules change in the next 40 years?” Tune in to hear John and John , Authorized Infinite Banking Practitioners, break down what …

⬇ SCROLL DOWN TO WATCH THE FULL VIDEO ⬇ Join us for our first video podcast where we present a strategy, using The Infinite Banking Concept®, to make all of your past financial decisions work even better to support a …

It's not uncommon people forget why they bought a policy and are paying premiums. They get IBC "amnesia." In this episode, we discuss how to self-diagnose IBC amnesia and provide some reminders and reassurance as to the strategy and process. …

In this episode, we go a little off-script and share a discussion we happened to record that ended up on the "cutting room floor." We talk about the ground-breaking tv show, "Breaking Bad," and how decisions have consequences!