Episodes

How can you put a large lump sum of cash in a whole life insurance policy? In this episode, we will discuss two strategies and the possible tradeoffs.

In this episode we share some thoughts on taxes. In Becoming Your Own Banker, Nelson Nash likens the financial world to flying an airplane. "... you cannot fly an airplane through a vacuum. It must go through an environment!"...

Real estate investors, more than others, perhaps, have difficulty getting comfortable with the capitalization period of a whole life insurance policy. In this episode, we discuss this in detail and walk through a 30-year mode...

One of the biggest talking points in 2021 has been inflation with government reported CPI at numbers not seen since the early 1980's. Will inflation be "transitory" as Fed Chairman Jerome Powell stated or is it here to stay? More …

If you're wondering what Nelson Nash meant when he instructed Infinite Bankers to pay extra interest, this is your episode! Paying "extra interest" really seems to confuse a lot of people because it is so ingrained into our p...

At the end of last year, December 2020, Congress passed the Consolidated Appropriations Act. In addition to its many stimulus measures, it contained a provision that affects permanent life insurance products like the ones we endorse for Infinite Banking. Have …

One of the classic mistakes people make before deciding to implement Infinite Banking is focusing on the cash value growth. We encounter it all the time. As Nelson would say, "You're majoring in the minors!" Though it is init...

One of the best ways to ensure we maximize the Infinite Banking strategy is by understanding when we should take policy loans. This is a little discussed topic but it's a topic you should be up to speed on. Just …

If you're really wanting to better understand Infinite Banking, this is an important episode for you to bookmark and re-visit even in the future. In this episode we discuss Guaranteed and Non-Guaranteed Cash Values and why ea...

In this episode we discuss Universal Life policies and why the Nelson Nash Institute advocates for Whole Life, and specifically not Universal Life, when implementing The Infinite Banking Concept®. We'll cover the pro's and co...

In this episode we discuss how Infinite Banking provides the rare financial solution to marry the investment world (401k/mutual funds) with the life insurance solutions (IBC designed Whole Life) to create a more efficient fin...

If you're new to Infinite Banking, you might be thinking: "I don't know anyone who does IBC". But guess what? The largest banks in the world have been buying billions of dollars of high early cash value life insurance policie...

One of the best aspects of Infinite Banking is that it allows the work of one dollar to do the work of two dollars. Unlike a typical investment which is an "either/or" proposition, Infinite Banking provides the safest way to …

In this episode, Infinite Banking authorized practitioners John Perrings and John Montoya cover what you need to know about convertible term insurance, how it relates to setting up your Infinite Banking portfolio and the proc...

In this week's episode we discuss how the IBC strategy brings about unrivaled liquidity and diversification to an overall financial plan. Sadly, most people think their financial plan are liquid and that their plan is fully d...

One of the more confusing aspects of the Infinite Banking Concept is understanding how dividends work. Nearly all the information we find on the internet on this subject is creative marketing to make you believe one type of ...

"What gets us into trouble is not what we don't know. It's what we know for sure that just ain't so." - Mark Twain Is it too late to get started if you're now in your 50's? How can Infinite …

This episode picks up after episode 27 "Why You Need IBC In Your 40's" to discuss how we use IBC focusing the asset accumulation side of wealth building. Just like the old saying, there's more than one way to skin …

So many current events to feed the headlines but 99.99% of the chatter is either irrelevant or dangerous to our economic health. One of the rarely mentioned benefits to Infinite Banking is how it brings clarity and focus to t...

This episode is probably one of our favorites because it's packed full of reasons why you should make Infinite Banking a part of your overall financial plan. By your 40's you've probably accumulated enough financial experienc...

In this week's episode, we explore the importance of getting started with Infinite Banking in your 30's. At this point in life, your career is likely coming into focus but your idea of what constitutes a financial plan may b...

In this weeks episode, we discuss the financial challenges facing 20 year old's today, what their priorities should be financially, and why they should be looking at IBC as way to build a rock solid foundation for their futu...

Thank you for joining us for the latest episode of The Fifth Edition, the podcast dedicated to learning and implementing The Infinite Banking Concept into your life! In this week's episode, our hosts discuss how dividends fro...

Join us for episode 23 where we discuss how to create income from your Whole Life Insurance. Most people tend to think about Whole Life policies only for its permanent death benefit protection but one of the incredible long-t...